Terms of sale
Terms of sale.
The short version of what you buy and what we promise. Last updated 1 Oct 2026.
What you buy
A personal license to a digital template: a Google Sheets copy, an Excel file and a printable PDF, as listed on each page. Nothing is shipped.
Delivery
Your files are in your library right after payment, linked to your email. You can download them again anytime.
Prices and tax
Prices are in US dollars. Tax, if any, is shown at checkout before you pay.
Updates
Updates to a template you own are free and land in your library.
Refunds
If a file doesn’t work on your device, ask within 14 days. We fix it or refund you.
Not advice
Our templates help you take notes and plan. They are not financial, medical or professional advice.